Ruby Capital Group ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you use our services. By using our website and services, you agree to the collection and use of information as outlined in this policy.
1. Interpretation and Definitions
Interpretation
Terms with capitalized initials have defined meanings, whether used in singular or plural form.
Definitions
"Account" – A unique account created for you to access our services.
"Application" – Software provided by the Company for use on electronic devices.
"Company" – Refers to Ruby Capital Group.
"Country" – Refers to the United States.
"Cookies" – Small files stored on your device that collect browsing data.
"Device" – Any device used to access our services, such as a computer, mobile phone, or tablet.
"Personal Data" – Information that can identify an individual.
"Service" – Refers to our website and brokerage services.
"Service Provider" – Third-party vendors who process data on our behalf.
"Usage Data" – Data collected automatically, such as IP addresses and browsing behavior.
"You" – Refers to the individual or entity using our services.
2. Collection and Use of Personal Data
Types of Data Collected
Personal Data
We may collect the following personal information:
Name and contact details (email, phone number, address)
Business-related information
Usage data and device information
Usage Data
We automatically collect information such as:
IP address, browser type, and device identifiers
Pages visited and time spent on our website
Mobile device information when accessing our services via mobile
Location Data
If you grant permission, we may collect location data to enhance our services. You can disable this through your device settings at any time.
3. How We Use Your Data
We use personal data for the following purposes:
Service Delivery – To provide, maintain, and improve our services.
Account Management – To facilitate user registration and authentication.
Contract Execution – To fulfill agreements for products or services.
Communication – To send updates, notifications, and customer support responses.
Marketing – To provide promotional offers and updates where you have provided applicable consent. You may opt out at any time. SMS marketing communications are sent only to users who have expressly opted in.
Business Transactions – In the event of a merger or asset sale, data may be transferred.
Legal Compliance – To meet legal obligations and enforce policies.
4. Data Retention
We retain personal data as long as necessary for service provision, legal compliance, dispute resolution, and policy enforcement. Usage data may be stored for analysis and security purposes.
5. Data Transfers
Your data may be processed outside your country, where data protection laws may differ. We take appropriate measures to ensure your data is securely handled.
6. Disclosure of Personal Data
Business Transactions
In the event of a merger, acquisition, or asset transfer, personal data may be transferred with prior notice.
Legal Compliance
We may disclose data in response to legal requests, to protect our rights, prevent fraud, or ensure user safety.
7. Data Security
We implement industry-standard security measures, but no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
8. Third-Party Services
Our Service may use third-party service providers for analytics, email delivery, website functionality, and communications. These providers may process personal data only as necessary to perform services on our behalf and are required to protect it appropriately. Mobile phone numbers, SMS opt-in data, and messaging consent are not shared with third parties, affiliates, or lead generators for their own marketing or promotional purposes.
9. Children's Privacy
Our services are not intended for individuals under 13. If we learn that we have collected data from a child without parental consent, we will take steps to delete it.
10. External Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies.
11. SMS Communications
By opting in to receive SMS messages from Ruby Capital Group, you agree to receive recurring text messages regarding your application, account updates, customer support, and related services. Message frequency may vary. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance. You may also contact us at newdeals@rubycapitalgroup.com.
Consent to receive SMS messages is not a condition of purchasing or receiving our services.
We do not sell, rent, share, or disclose mobile phone numbers, SMS opt-in data, or SMS consent to third parties, affiliates, or lead generators for marketing or promotional purposes. Mobile information may be shared only with service providers when necessary to operate and deliver our SMS program. These providers are not permitted to use this information for their own marketing or promotional purposes.
12. Changes to This Privacy Policy
We may update this policy periodically. Any changes will be posted on this page with an updated "Last Updated" date. We may notify you via email or a prominent notice on our website.
13. Contact Us
For any questions or concerns about this Privacy Policy, please contact us:
📍 Website: rubycapitalgroup.com
📩 Email: newdeals@rubycapitalgroup.com